Which description best fits Private Car policy?

Which description best fits Private Car policy?

• A. Used for social, domestic and pleasure purposes, and for the insured's business or profession.
• B. Used exclusively for hire
• C. Used only for rental to others
• D. Used for transporting goods for hire

Answer: (A)

Private Car policy is meant for personal use of a private vehicle. It covers social, domestic and pleasure purposes and, in many cases, may allow incidental business or professional use by the insured. It does not cover scenarios where the car is used for hire, rental to others, or to transport goods for hire; those activities fall under commercial vehicle or hire-and-reward policies. So the description that fits is the one describing use for social, domestic and pleasure purposes, with any permitted incidental business use.

Private Car policy is meant for personal use of a private vehicle. It covers social, domestic and pleasure purposes and, in many cases, may allow incidental business or professional use by the insured. It does not cover scenarios where the car is used for hire, rental to others, or to transport goods for hire; those activities fall under commercial vehicle or hire-and-reward policies. So the description that fits is the one describing use for social, domestic and pleasure purposes, with any permitted incidental business use.