BPI MS Insurance Practice Test

The main idea here is the eligibility threshold for MultiYear Protect. The product requires a loan balance of at least 500,000 pesos to qualify. This minimum helps keep the protection affordable for the insurer to administer and aligns with how the premium and coverage are structured. Loans below this amount, like 100,000 or 250,000, don’t meet the requirement, while a loan of 1,000,000 already exceeds the minimum. So the smallest loan amount that qualifies is 500,000 pesos.