What is the age range for new and existing BPI clients to avail Accident Secure Max?

What is the age range for new and existing BPI clients to avail Accident Secure Max?

• A. 18 to 65 years old
• B. 21 to 60 years old
• C. 15 to 70 years old
• D. 18 to 75 years old

Answer: (A)

Age eligibility is the first gatekeeper for any personal accident plan. For Accident Secure Max, the insurer sets a window that focuses on adults who can enter contracts reliably and whom the company can underwrite consistently. The range of 18 to 65 captures legal adulthood and a period of lower to moderate long-term risk, while still allowing coverage to be renewed or continued up to the point where risk and premium terms remain stable. That’s why both new and existing BPI clients can avail the product within this span. Other ranges either exclude younger adults who can legally buy the policy, include people under 18, or push the upper limit beyond what the product’s underwriting and renewal terms typically support, which would create mismatches with how the policy is written and priced.

Age eligibility is the first gatekeeper for any personal accident plan. For Accident Secure Max, the insurer sets a window that focuses on adults who can enter contracts reliably and whom the company can underwrite consistently. The range of 18 to 65 captures legal adulthood and a period of lower to moderate long-term risk, while still allowing coverage to be renewed or continued up to the point where risk and premium terms remain stable. That’s why both new and existing BPI clients can avail the product within this span.

Other ranges either exclude younger adults who can legally buy the policy, include people under 18, or push the upper limit beyond what the product’s underwriting and renewal terms typically support, which would create mismatches with how the policy is written and priced.