Accidental Death and Permanent Disablement is covered by which plans?

Accidental Death and Permanent Disablement is covered by which plans?

• A. Only some plans
• B. Only HIPP
• C. All plans
• D. None

Answer: (C)

Accidental Death and Permanent Disablement is a standard protection feature included across all plan types. This coverage provides a payout if an accident causes death or results in permanent disability, adding a layer of financial protection beyond the basic life benefit. Because insurers typically include this as a baseline part of their plan offerings, it isn’t limited to a subset of plans or to a specific product like HIPP. So, the question’s best answer is that all plans cover this benefit.

Accidental Death and Permanent Disablement is a standard protection feature included across all plan types. This coverage provides a payout if an accident causes death or results in permanent disability, adding a layer of financial protection beyond the basic life benefit. Because insurers typically include this as a baseline part of their plan offerings, it isn’t limited to a subset of plans or to a specific product like HIPP. So, the question’s best answer is that all plans cover this benefit.